PM Awas Yojana 2024: Full Details, Apply Online, Know all the information related to the scheme
PM Awas Yojana 2024:
PM Awas Yojana 2024 (PMAY-G) was launched on 1 April 2016.The PM Awas Yojana 2024 scheme is operated by the Ministry of Rural Development (MoRD) and its main objective is to provide a safe and convenient pucca house to homeless families and people living in dilapidated houses.PMAY-G is created to address the housing shortage in rural areas, which plays an essential function in fulfilling the goal of "Housing for All".
The minimum size of houses under the PM Awas Yojana 2024 scheme has been repaired at 25 square meters, including a special area for clean cooking.Since 27 September 2022, 2.00 crore houses have been successfully {constructed| out of the target of 2.72 crore houses.Beneficiaries are identified based upon the criteria of Socio-Economic and Caste Census (SECC).It is validated by the Gram Sabhas.This amount is sent straight to the savings account or post office account of the beneficiaries.PMAY-G has been extended for the next two years, i.e.till March 31, 2024.
PM Awas Yojana 2024: Goal
The primary objective of PM Awas Yojana (PMYG) is to provide pucca houses with fundamental amenities to all homeless families and families living in kutcha or dilapidated houses in rural areas by 2024.Its primary target is to cover 1.00 crore families in rural areas in 3 years between 2016-17 to 2018-19, who are homeless or living in kutcha/dilapidated houses.Under the PM Awas Yojana 2024 scheme, quality houses will be {constructed| by the beneficiaries with the help of local materials, designs and experienced masons.For the construction of houses, it is proposed to adopt a housing approach through merging.
PM Awas Yojana 2024: Benefits
•Financial assistance of 1,20,000 per unit is readily available in plain areas, while for hilly, inaccessible and IAP districts (Himalayan states, North-Eastern states and Union Territories of Jammu and Kashmir), the quantity is 1,30,000.
•Interested beneficiaries can avail institutional loan as much as 70,000 at a low rate of interest of 3% for construction of permanent housing.The optimum amount for aid has been fixed at 2,00,000.
•The minimum size of your house will be 25 sq.m., including a dedicated area for sanitary cooking.
•Under Swachh Bharat Mission-Grameen (SBM-G), beneficiaries are provided financial assistance up to 12,000 for construction of toilets.
•In coordination with MNREGA, beneficiaries get a chance to get employment as unskilled labor (rural mason training) at the rate of Rs 90.95 each day for 95 days.
•An LPG connection is provided to every household under the Pradhan Mantri Ujjwala Yojana.
•The scheme works in conjunction with numerous government initiatives such as piped drinking water, electrical power connection, clean and efficient cooking fuel, and social and liquid waste management.
•Payments are made digitally directly into bank or post office accounts, which are linked to Aadhaar.
PM Awas Yojana 2024: Eligibility
Beneficiaries under PM Awas Yojana 2024 include all homeless families living in zero, one or two roomed houses with kutcha walls and kutcha roofs (according to SECC data, and based on exclusion process).
Criteria for automatic/compulsory inclusion.
•1.Shelterless families.
•2.Destitute/dependent on alms.
•3.Manual scavengers.
•4.Primitive tribal groups.
•5.Lawfully launched bonded labour.
PM Awas Yojana 2024: Prioritisation.
•Under Prioritisation, multi-level priority will be determined in the category of PMAY-G beneficiaries.
•First of all, priority will be given on the basis of specifications of housing deprivation, that includes SC/ST, minorities and other groups.
•First of all, priority will be provided to those families who are homeless, followed by priority according to the number of rooms; Households with zero, one and two rooms will get priority respectively.
•In a particular social category such as SC/ST, Minority and PM Awas Yojana Others, families who are homeless or living in houses with less rooms will not be positioned below families residing in houses with more rooms.
In the above priority groups, families who satisfy the criteria for "mandatory inclusion" will be provided further priority.Automatically included families will be provided more weightage than other families within the priority group.
The scores will be determined based on the socio-economic specifications provided below, each having equal weightage:.
•Households with no adult member between 16 and 59 years.
•Female-headed households with no adult male member between 16 and 59 years.
•Households with no educated adult above 25 years of age.
•Households with a disabled member and no able-bodied adult member Landless households that derive the majority of their earnings from manual labour will be ranked higher amongst households with high deprivation scores.
Fixation of targets.
For SC/ST: 60% of the target designated to each State or Union Territory need to be reserved for SCs and STs, depending upon the accessibility of eligible beneficiaries.Within the set targets, the proportion of SCs and STs will be determined by the particular States or Union Territories from time to time.
In addition, States and Union Territories will be permitted to exchange targets between SCs and STs, if there is no eligible beneficiary in any of these classifications and it is certified.If all eligible SC and ST households are covered, the State or Union Territory targets will be allocated to beneficiaries of 'other' classifications from the permanent waiting list prepared from SECC 2011.
For Minorities:.
In addition, as far as possible, 15% of the total fund will be allocated for minority families at the nationwide level.The allocation of target for minorities amongst States and Union Territories will be made on the basis of in proportion rural population of minorities in the particular State or Union Territory according to Census 2011 data.Minorities notified under Section 2( c) of the National Commission for Minorities Act, 1992 will be thought about eligible for the advantage of this earmarked quantity.
For Divyaangjan:.
Under the PM Awas Yojana 2024 scheme, special priority in the choice of beneficiaries to be assisted has been offered to families in which there is a handicapped member and no able-bodied grownup.Thus, such families have been provided more deprivation points at the time of house allotment.According to the Persons with Disabilities Act, 1995, States might attempt to make sure that 3% of the beneficiaries at the State level are from amongst the persons with disabilities.
If more than one household in a sub-group has the very same deprivation score, those households will be prioritised based on the following criteria:.
•Families with widows and near relative of members of the defence, paramilitary or police forces killed in action.
•Families with a member struggling with leprosy or cancer, as well as people affected by HIV (PLHIV).
•Families with only one girl child.
Families beneficiary of the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006, frequently referred to as the Forest Rights Act.Transgender persons will also be included at the same time.